InfolificMoney Management – Infolific http://infolific.com We write. You learn. Sun, 23 Jul 2017 05:38:30 +0000 en-US hourly 1 Online Investing vs. Traditional Financial Planners http://infolific.com/money-management/investing/online-investing-vs-traditional-financial-planners/ Sun, 16 Jul 2017 01:31:48 +0000 Marios Alexandrou http://infolific.com/money-management/investing/online-investing-vs-traditional-financial-planners/ Many individual investors are moving away from the more traditional broker and planner relationships of the past to self-directed online portfolios. This doesn't mean it's the right choice for everyone or that local planners no longer have anything valuable to offer, it only means that [...]

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401K Guide And Some History to Boot http://infolific.com/money-management/investing/401k-guide-and-history/ Sat, 15 Jul 2017 01:31:26 +0000 Marios Alexandrou http://infolific.com/money-management/investing/401k-guide-and-history/ Are you contributing to a 401K, IRA or Roth IRA? You should be! This guide explains everything you need to know about these wonderful tax-free wealth building tools. Definition and History of the 401K I'll cover the 401k first because that's the one that seems [...]

401K Guide And Some History to Boot was originally published on Infolific. All rights reserved.

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Global Warming and Investing: True or False You Can Make A Buck http://infolific.com/money-management/investing/global-warming-and-investing/ Sun, 25 Jun 2017 00:59:48 +0000 Darren Berardi http://infolific.com/money-management/investing/global-warming-and-investing/ I thought it was time I go public with my opinion on Global Warming. I've never believed in man-made global warming. Perhaps its easy for me to say that while I watch a late-April winter storm that has lasted a week. I'm sure some of [...]

Global Warming and Investing: True or False You Can Make A Buck was originally published on Infolific. All rights reserved.

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A Quick Look At Canada's Registered Retirement Savings Plan (RRSP) http://infolific.com/money-management/investing/rrsp/ Tue, 20 Jun 2017 00:53:00 +0000 Peter Alexandrou http://infolific.com/money-management/investing/rrsp/ A Registered Retirement Saving Plan (RRSP), is a program offered by the government of Canada where individuals can invest money during their working years. The primary benefit is that income invested is pre-tax and the income tax is due only upon withdrawal i.e. during retirement. [...]

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Investing with Stocks: A Beginner's Guide http://infolific.com/money-management/investing/investing-with-stocks/ Sat, 10 Jun 2017 00:42:01 +0000 Marios Alexandrou http://infolific.com/money-management/investing/investing-with-stocks/ The First Stock I like to share a little history on topics because it makes for a fun introduction and also gives you some cocktail party knowledge that most investors won't know. Humor me, I'm an investment geek and I love this stuff but I [...]

Investing with Stocks: A Beginner's Guide was originally published on Infolific. All rights reserved.

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TradeKing Review http://infolific.com/money-management/investing/tradeking-review/ Wed, 07 Jun 2017 00:35:57 +0000 Marios Alexandrou http://infolific.com/money-management/investing/tradeking-review/ Section 1: Web Site Functionality Navigation NOTE: TradeKing would have made the top ten if we had reviewed them in time for our 2008 Online Brokerage Rankings. We're not going to tell you where they would have landed because that would spoil the fun of [...]

TradeKing Review was originally published on Infolific. All rights reserved.

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1500+ Exchange Traded Funds (ETFs) http://infolific.com/money-management/exchange-traded-funds/list-of-etfs/ Wed, 31 May 2017 00:24:32 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/list-of-etfs/ There's a lot of information out there, but it's scattered on multiple web pages and sites. Sometimes is just easier to sort, filter, and group data using Excel. So I decided to compile a list of over 1,500 exchange traded funds all into a single [...]

1500+ Exchange Traded Funds (ETFs) was originally published on Infolific. All rights reserved.

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Russia ETF: Live There? Nope. Invest? Maybe. http://infolific.com/money-management/exchange-traded-funds/russia-etf/ Fri, 12 May 2017 23:58:51 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/russia-etf/ Did you know that you can find Russia ETF options around energy, finance, consumer and technology sectors? This is not something that a lot of investors realize and most would pigeonhole the Russia ETF opportunities into only one or two of those categories. With all [...]

Russia ETF: Live There? Nope. Invest? Maybe. was originally published on Infolific. All rights reserved.

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10 Overly Niche ETFs: They'll Happily Take Your Money http://infolific.com/money-management/exchange-traded-funds/10-overly-niche-etfs/ Sat, 29 Apr 2017 23:36:24 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/10-overly-niche-etfs/ A recent Forbes article reports that there are around 407 exchange traded funds (ETFs) available for trading. Crazy, isn't it? The market has certainly moved beyond the original idea of simple investing through indexing. The article mentions 10 of the latest and mostly over-focused offerings, [...]

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Roth IRA Conversion Q&A: Why Is Everything So Complicated? http://infolific.com/money-management/investing/roth-ira-conversion/ Thu, 27 Apr 2017 23:30:29 +0000 Marios Alexandrou http://infolific.com/money-management/investing/roth-ira-conversion/ More than 20 million investors will be able to tap into the tax benefits of a Roth IRA for the first time under the new tax-law provision beginning on January 1. Should you convert some or all of your traditional IRA into a Roth IRA? [...]

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Retirement Income Funds (RIF): Forced Withdrawals To Trigger Income Tax http://infolific.com/money-management/investing/retirement-income-funds/ Fri, 21 Apr 2017 23:19:20 +0000 Peter Alexandrou http://infolific.com/money-management/investing/retirement-income-funds/ In Canada, a retirement income fund, also known as a RIF, is a specialized retirement account used to force people to withdraw from their RRSP accounts. This in turn will produce income tax for the government to collect. The conversion process must occur by the [...]

Retirement Income Funds (RIF): Forced Withdrawals To Trigger Income Tax was originally published on Infolific. All rights reserved.

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Market Timing Investing Strategy: Very Few Succeed http://infolific.com/money-management/investing/market-timing-investing-strategy/ Thu, 16 Mar 2017 22:31:06 +0000 Marios Alexandrou http://infolific.com/money-management/investing/market-timing-investing-strategy/ Since I pointed out one of my favorite strategies I thought it was only fair that I point out my two least favorite strategies. Market Timing is one of them. No investor has ever been able accurately time the market for long periods of time. [...]

Market Timing Investing Strategy: Very Few Succeed was originally published on Infolific. All rights reserved.

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Value Investing Strategy: If You Can Wait Long Enough You Can Win http://infolific.com/money-management/investing/value-investing-strategy/ Tue, 07 Feb 2017 20:34:24 +0000 Marios Alexandrou http://infolific.com/money-management/investing/value-investing-strategy/ Value investors, often referred to as Contrarian Investors, are always on the lookout for underpriced stocks. This is a research-intensive strategy, in order to excel you will need to get very good at interpreting a company's financial statements, financial metrics and statistical measures. Value Investors [...]

Value Investing Strategy: If You Can Wait Long Enough You Can Win was originally published on Infolific. All rights reserved.

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Currency ETF: Can You Win At This Zero-Sum Game? http://infolific.com/money-management/exchange-traded-funds/currency-etf/ Sun, 29 Jan 2017 20:19:20 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/currency-etf/ Currency exchange traded funds (ETFs) hold currency rather than companies like traditional ETFs. The idea being that you could buy shares of the ETF and in effect hold different currencies. What I haven't figured out is whether a currency ETF would be a valuable diversification [...]

Currency ETF: Can You Win At This Zero-Sum Game? was originally published on Infolific. All rights reserved.

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Investment Advisors Don't Care About You http://infolific.com/money-management/investing/investment-advisors-dont-care-about-you/ Thu, 19 Jan 2017 20:00:19 +0000 Marios Alexandrou http://infolific.com/money-management/investing/investment-advisors-dont-care-about-you/ I have always questioned the motivations of investment advisors. I've also often questioned the value that real estate brokers bring and whether that value justifies their commission. I guess I'm suspicious by nature, but being so seems to have served me well so far. And [...]

Investment Advisors Don't Care About You was originally published on Infolific. All rights reserved.

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Mutual Fund Investing Strategy: Taking Advantage Of the Skills Of Others http://infolific.com/money-management/investing/mutual-fund-investing-strategy/ Thu, 05 Jan 2017 19:35:20 +0000 Marios Alexandrou http://infolific.com/money-management/investing/mutual-fund-investing-strategy/ Many people will tell you that Mutual Fund Investing isn't actually a strategy, but I disagree. When you invest in mutual funds, you and many other investors are pooling money together and trusting a professional fund manager to achieve your investment goals. That makes this [...]

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All About Mutual Funds: 5,500 Words Should About Do It http://infolific.com/money-management/investing/all-about-mutual-funds/ Sun, 25 Dec 2016 19:19:47 +0000 Marios Alexandrou http://infolific.com/money-management/investing/all-about-mutual-funds/ A Mutual Fund is, in essence, a pool of money from several investors that is managed by a professional money manager or “Fund Manager” for a fee. Granted, that's a simplistic description for a complex type of security but from an investor's perspective, it's a [...]

All About Mutual Funds: 5,500 Words Should About Do It was originally published on Infolific. All rights reserved.

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Investment Strategies: Pick One and Stick With It http://infolific.com/money-management/investing/strategies/ Thu, 22 Dec 2016 19:17:04 +0000 Darren Berardi http://infolific.com/money-management/investing/strategies/ Many beginners have trouble deciding which stock market investing strategy to choose. Often they are even confused about what strategy they are currently implementing. This happens because most people learn about investing from their friends, coworkers, family, and whatever investing related magazines, newspapers, and web [...]

Investment Strategies: Pick One and Stick With It was originally published on Infolific. All rights reserved.

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ShareBuilder Review http://infolific.com/money-management/investing/sharebuilder-review/ Sat, 17 Dec 2016 19:04:20 +0000 Marios Alexandrou http://infolific.com/money-management/investing/sharebuilder-review/ Section 1: Web Site Functionality Rank Navigation ShareBuilder doesn't have as many bells and whistles as many of their major competitors so you will learn your way around very quickly. It's a pretty stripped down site with few sections to browse, so once you're inside, [...]

ShareBuilder Review was originally published on Infolific. All rights reserved.

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High-Yield Bond ETF: Take On Risk for Better Returns http://infolific.com/money-management/exchange-traded-funds/high-yield-bond-etf/ Wed, 07 Dec 2016 18:48:09 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/high-yield-bond-etf/ I've written in the past about bond ETFs and how they represent a portion, albeit small, of my portfolio. Up to this point I've only dipped my toes in to exchange traded funds that track the Lehman Aggregate Bond Index (AGG) and the iBoxx Corporate [...]

High-Yield Bond ETF: Take On Risk for Better Returns was originally published on Infolific. All rights reserved.

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Investing in Debt vs. Investing in Stocks http://infolific.com/money-management/investing/investing-in-debt-vs-stocks/ Tue, 15 Nov 2016 18:15:59 +0000 Special Contributor http://infolific.com/money-management/investing/investing-in-debt-vs-stocks/ Since 2001 the Discovery channel has been airing a documentary television series called “How It's Made” that involves showing viewers how common items that many of us find in our own homes are manufactured. This long running show has attracted an amazing following because many [...]

Investing in Debt vs. Investing in Stocks was originally published on Infolific. All rights reserved.

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The Super 401(k): Worth A Look For Passive Investors http://infolific.com/money-management/investing/the-super-401k/ Tue, 08 Nov 2016 18:06:33 +0000 Marios Alexandrou http://infolific.com/money-management/investing/the-super-401k/ Tired of the same old 401(k)? How about a Super 401(k)? Some companies have started offering a new defined contribution retirement plan to employees. Here's how it works. In return to ceding control over how your contributions get invested, you gain a turbocharged contribution from [...]

The Super 401(k): Worth A Look For Passive Investors was originally published on Infolific. All rights reserved.

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Energy ETF: Does Continued Growth Around The World Make These a Sure Bet? http://infolific.com/money-management/exchange-traded-funds/energy-etf/ Fri, 04 Nov 2016 19:00:15 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/energy-etf/ It doesn't take an experienced investor to recognize the potential in almost any energy ETF. Why not? Just consider that there are environmental movements as well as financial indicators that all seem to point towards an energy ETF as an almost “sure thing” which now [...]

Energy ETF: Does Continued Growth Around The World Make These a Sure Bet? was originally published on Infolific. All rights reserved.

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Best Places to Retire in the World http://infolific.com/money-management/retirement/places-to-retire/ Fri, 16 Sep 2016 17:43:22 +0000 Marios Alexandrou http://infolific.com/money-management/retirement/places-to-retire/ I can only imagine how many people have ask themselves the question of where best to retire. I'm no different. In fact, I've been asking myself that question many times over the years. It has been my dream to not necessarily not work, but to [...]

Best Places to Retire in the World was originally published on Infolific. All rights reserved.

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Bond ETF: Safety With Liquidity and Flexibility? http://infolific.com/money-management/exchange-traded-funds/bond-etf/ Mon, 12 Sep 2016 17:35:36 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/bond-etf/ Bond exchange trade funds (ETFs) are very well represented in the world of investing. Selections from Barclay's Global Investors alone come in six variations. They include short-term treasury bonds (SHY), medium-term treasury bonds (IEF), long-term treasury bonds (TLT), inflation protected treasuries (TIP), corporate bonds (LQD), [...]

Bond ETF: Safety With Liquidity and Flexibility? was originally published on Infolific. All rights reserved.

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