InfolificMoney Management – Infolific http://infolific.com We write. You learn. Tue, 26 Jul 2016 16:23:54 +0000 en-US hourly 1 Two Brain ETF Portfolio: Rational Investing With Some Fun Mixed In http://infolific.com/money-management/exchange-traded-funds/two-brain-etf-portfolio/ Sun, 17 Jul 2016 16:12:01 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/two-brain-etf-portfolio/ Dr. Martin Seligman, a psychologist, and his colleagues focus on studying and ultimately helping build healthy minds. Sounds like a fun job, doesn't it? Their research has shown that happy people live longer, are healthier, have more satisfying family lives, enjoy their work more, and [...]

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The Risky Experiment with Negative Interest Rates http://infolific.com/money-management/investing/risky-experiment-negative-interest-rates/ Fri, 15 Jul 2016 06:58:09 +0000 Darren Berardi http://infolific.com/money-management/investing/risky-experiment-negative-interest-rates/ In the past, negative nominal interest rates have always been regarded as a theoretical phenomenon. The general assumption used to be that there is a logical zero-bound for interest rates. Most people wouldn't consider it natural to be paid to borrow money. Recently, the ECB [...]

The Risky Experiment with Negative Interest Rates was originally published on Infolific. All rights reserved.

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Retail Investors are Idiots And the Pros Bank On It http://infolific.com/money-management/investing/retail-investors-are-idiots/ Wed, 06 Jul 2016 19:50:26 +0000 Marios Alexandrou http://infolific.com/money-management/investing/retail-investors-are-idiots/ It'd be an exaggeration to say that I'm a fan of Jim Cramer. I do enjoy watching his show while at the gym as it makes the 30 minutes on the stationary bicycle go by quicker. I've always considered the show to be entertainment though. [...]

Retail Investors are Idiots And the Pros Bank On It was originally published on Infolific. All rights reserved.

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Technical ETF: If You Believe In the Approach But Want Pros to Execute http://infolific.com/money-management/exchange-traded-funds/technical-etf/ Fri, 01 Jul 2016 18:46:36 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/technical-etf/ PowerShares has just released another exchange traded fund (ETF) and added yet another twist on what many people say has become a crowded market. The PowerShares DWA Technical Leaders Portfolio (PDP) tracks and index of 100 stocks that are assembled by the team at Dorsey [...]

Technical ETF: If You Believe In the Approach But Want Pros to Execute was originally published on Infolific. All rights reserved.

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The Great Shrinking Emergency Fund http://infolific.com/money-management/investing/shrinking-emergency-fund/ Sun, 26 Jun 2016 18:11:03 +0000 Marios Alexandrou http://infolific.com/money-management/investing/shrinking-emergency-fund/ There's near unanimity in the belief that you should have a cash emergency fund. The problem with that supposedly inviolate rule is that in low interest times like we're now in, your emergency fund gets smaller and smaller every day. I advocate alternatives to the [...]

The Great Shrinking Emergency Fund was originally published on Infolific. All rights reserved.

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What are the Best Day Trading Forms – Pros and Cons http://infolific.com/money-management/investing/best-day-trading-forms-pros-cons/ Sat, 25 Jun 2016 12:35:03 +0000 Darren Berardi http://infolific.com/money-management/investing/best-day-trading-forms-pros-cons/ Many people are turning to day trading for an exposure to the financial markets and the internet is awash with lots of success stories of ordinary people that made their fortune from day trading. In the simplest of terms, day trading is the business of [...]

What are the Best Day Trading Forms – Pros and Cons was originally published on Infolific. All rights reserved.

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Couch Potato ETF Portfolio: Probably Better Than Constant Tinkering http://infolific.com/money-management/exchange-traded-funds/couch-potato-etf-portfolio/ Fri, 17 Jun 2016 16:46:19 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/couch-potato-etf-portfolio/ Scott Burns is one of America's top financial columnists and nationally syndicated with the Dallas Morning News. Last year he co-authored the best-selling Coming Generational Storm, the definitive work on the impact of the multi-trillion dollar Social Security and Medicare deficits. And Burns also happens [...]

Couch Potato ETF Portfolio: Probably Better Than Constant Tinkering was originally published on Infolific. All rights reserved.

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Equal Weight ETFs: Favoring Smaller Cap Holdings Could Be Key http://infolific.com/money-management/exchange-traded-funds/equal-weight-etfs/ Thu, 16 Jun 2016 16:43:10 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/equal-weight-etfs/ Every now and again the debate of equal-weight vs. market capitalization-weight ETFs (exchange traded funds) takes center stage. Depending on who you talk to, one is often cited as being better than the other. I disagree. Both styles provide different investments. So maybe one is [...]

Equal Weight ETFs: Favoring Smaller Cap Holdings Could Be Key was originally published on Infolific. All rights reserved.

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New Lessons of the Stock Market (Humor) http://infolific.com/money-management/investing/new-lessons-of-the-stock-market/ Wed, 25 May 2016 13:00:01 +0000 Marios Alexandrou http://infolific.com/money-management/investing/new-lessons-of-the-stock-market/ The following definitions are more useful than any stock market news you'll read anywhere else 🙂 CEO — Chief Embezzlement Officer. CFO — Corporate Fraud Officer. BULL MARKET — A random market movement causing an investor to mistake himself for a financial genius. BEAR MARKET [...]

New Lessons of the Stock Market (Humor) was originally published on Infolific. All rights reserved.

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Short Selling a House: Last Resort for An Underwater Mortgage Holder http://infolific.com/money-management/investing/short-selling-a-house/ Mon, 09 May 2016 12:24:55 +0000 Marios Alexandrou http://infolific.com/money-management/investing/short-selling-a-house/ With the deterioration of the housing market, there's been an increased interest in ‘short selling' homes. I didn't know much about short selling, so I did a little research. I should say up front that I don't have any personal experience in this topic (thank [...]

Short Selling a House: Last Resort for An Underwater Mortgage Holder was originally published on Infolific. All rights reserved.

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Index Roll Investing Strategy: A Complicated Approach http://infolific.com/money-management/investing/index-roll-investing-strategy/ Sat, 07 May 2016 04:06:36 +0000 Marios Alexandrou http://infolific.com/money-management/investing/index-roll-investing-strategy/ The Index Roll is a passive long-term investment strategy that combines indexed investing with cheap investment debt using long-term call options (LEAP calls) to achieve very high investment returns. The investment strategy is passive. It requires no trading, speculating, or ongoing financial analysis, and the [...]

Index Roll Investing Strategy: A Complicated Approach was originally published on Infolific. All rights reserved.

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Day Trading and Technical Analysis: Is History Destined To Repeat? http://infolific.com/money-management/investing/day-trading-technical-analysis/ Fri, 29 Apr 2016 02:22:47 +0000 Marios Alexandrou http://infolific.com/money-management/investing/day-trading-technical-analysis/ Technical analysis is the complete opposite of fundamental analysis so it's no wonder that Day Trading is one of my least favorites strategy. This is a high-risk strategy, even for those that master it. The vast majority of new day traders don't last a year, [...]

Day Trading and Technical Analysis: Is History Destined To Repeat? was originally published on Infolific. All rights reserved.

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REIT ETF: Own Real Estate Without Having To Mow the Lawn http://infolific.com/money-management/exchange-traded-funds/reit-etf/ Sat, 23 Apr 2016 01:04:47 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/reit-etf/ You've no doubt heard that for the last several years the real estate market has been hot with returns exceeding many other asset classes. Fortunately for stock market investors there is a way to tap in to that growth with Real Estate Investment Trust (REIT) [...]

REIT ETF: Own Real Estate Without Having To Mow the Lawn was originally published on Infolific. All rights reserved.

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Oil ETF: Will Increasing Consumption Lift These Funds? http://infolific.com/money-management/exchange-traded-funds/oil-etf/ Fri, 15 Apr 2016 00:02:11 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/oil-etf/ Getting a positive return on your investments is getting to be more difficult. Markets tend to be volatile, interest rates are forever being reduced, and inflation is going up seemingly non-stop. The value of everyone's money is in a downward spiral. In these uncertain times, [...]

Oil ETF: Will Increasing Consumption Lift These Funds? was originally published on Infolific. All rights reserved.

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Barclays' International REIT ETF: Own Property (Sort Of) Around the World http://infolific.com/money-management/exchange-traded-funds/barclays-international-reit/ Sat, 09 Apr 2016 23:11:46 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/barclays-international-reit/ Back in October of 2006 I wrote how I wished there was an easy way to tap in to international real estate. In April of this year, StateStreet beat other exchange traded fund providers to the punch with their International REIT ETF. Still, as a [...]

Barclays' International REIT ETF: Own Property (Sort Of) Around the World was originally published on Infolific. All rights reserved.

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Coffeehouse ETF Portfolio: Boring, But Simple http://infolific.com/money-management/exchange-traded-funds/coffeehouse-etf-portfolio/ Sun, 27 Mar 2016 20:40:12 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/coffeehouse-etf-portfolio/ Back in 1999 when everyone was betting the ranch on tech and dot-com, Bill Schultheis, a former Salomon Smith Barney broker and the author of The Coffeehouse Investor, launched his Coffeehouse Portfolio. This portfolio was as boring as a cup of instant coffee on a [...]

Coffeehouse ETF Portfolio: Boring, But Simple was originally published on Infolific. All rights reserved.

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All About Mutual Funds: 5,500 Words Should About Do It http://infolific.com/money-management/investing/all-about-mutual-funds/ Sun, 20 Mar 2016 19:35:31 +0000 Marios Alexandrou http://infolific.com/money-management/investing/all-about-mutual-funds/ A Mutual Fund is, in essence, a pool of money from several investors that is managed by a professional money manager or “Fund Manager” for a fee. Granted, that's a simplistic description for a complex type of security but from an investor's perspective, it's a [...]

All About Mutual Funds: 5,500 Words Should About Do It was originally published on Infolific. All rights reserved.

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Gold ETF: Not Much Intrinsic Value, People Sure Do Like It http://infolific.com/money-management/exchange-traded-funds/gold-etf/ Fri, 18 Mar 2016 19:06:50 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/gold-etf/ A gold ETF was eagerly awaited by US investors. Now, there are two to choose from. One is IAU from Barclay's Global Investors. The other is GLD from State Street. State Street's started trading first and has managed to capture a larger slice of the [...]

Gold ETF: Not Much Intrinsic Value, People Sure Do Like It was originally published on Infolific. All rights reserved.

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Commodities ETF: They're Not Interesting, But Key To Everyday Living http://infolific.com/money-management/exchange-traded-funds/commodities-etf/ Sat, 12 Mar 2016 18:23:57 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/commodities-etf/ Back in February 2006, Deutsche Bank introduced the first commodities exchange traded fund (ETF) listed on a U.S. exchange. The symbol for this ETF is DBC. I think this is a significant and positive addition to the list of available ETFs as it targets an [...]

Commodities ETF: They're Not Interesting, But Key To Everyday Living was originally published on Infolific. All rights reserved.

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Compound Interest: A Key Investment Principle http://infolific.com/money-management/investing/compound-interest-a-key-investment-principle/ Mon, 07 Mar 2016 17:33:04 +0000 Marios Alexandrou http://infolific.com/money-management/investing/compound-interest-a-key-investment-principle/ The best time to start investing is ALWAYS right now. When you have money to invest, put it to work, don't try to wait for the perfect moment or the perfect stock because they may never come. It's easy to be optimistic and start investing [...]

Compound Interest: A Key Investment Principle was originally published on Infolific. All rights reserved.

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Why Active Traders Fail: Really, They Mostly Do http://infolific.com/money-management/investing/why-active-investors-fail/ Wed, 10 Feb 2016 13:33:14 +0000 Marios Alexandrou http://infolific.com/money-management/investing/why-active-investors-fail/ My preferred investing style leans towards the buy-and-hold style. On the other end of this spectrum are active investors. The goal of the active investor is to pick winners by timing their purchases and sales. The flaw with the methods employed by active investors is [...]

Why Active Traders Fail: Really, They Mostly Do was originally published on Infolific. All rights reserved.

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The Super 401(k): Worth A Look For Passive Investors http://infolific.com/money-management/investing/the-super-401k/ Wed, 03 Feb 2016 12:02:31 +0000 Marios Alexandrou http://infolific.com/money-management/investing/the-super-401k/ Tired of the same old 401(k)? How about a Super 401(k)? Some companies have started offering a new defined contribution retirement plan to employees. Here's how it works. In return to ceding control over how your contributions get invested, you gain a turbocharged contribution from [...]

The Super 401(k): Worth A Look For Passive Investors was originally published on Infolific. All rights reserved.

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Roth IRA Conversion Q&A: Why Is Everything So Complicated? http://infolific.com/money-management/investing/roth-ira-conversion/ Thu, 28 Jan 2016 11:04:07 +0000 Marios Alexandrou http://infolific.com/money-management/investing/roth-ira-conversion/ More than 20 million investors will be able to tap into the tax benefits of a Roth IRA for the first time under the new tax-law provision beginning on January 1. Should you convert some or all of your traditional IRA into a Roth IRA? [...]

Roth IRA Conversion Q&A: Why Is Everything So Complicated? was originally published on Infolific. All rights reserved.

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We're All Surrounded By Bad Investing Advice http://infolific.com/money-management/investing/surrounded-by-bad-investing-advice/ Sun, 24 Jan 2016 10:10:17 +0000 Marios Alexandrou http://infolific.com/money-management/investing/surrounded-by-bad-investing-advice/ CBS Marketwatch published a horrible article [article has since been removed from the site] today on using leveraged ETFs to beat the S&P 500. In the article, author Bill Donahue discusses a couple of ideas that he thinks are slam-dunks and no more risky than [...]

We're All Surrounded By Bad Investing Advice was originally published on Infolific. All rights reserved.

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Average Return Calculation: Folks Foolishly Fool Themselves http://infolific.com/money-management/investing/average-return-calculation/ Sat, 23 Jan 2016 09:52:13 +0000 Marios Alexandrou http://infolific.com/money-management/investing/average-return-calculation/ Way back in the summer, Chris Sells wrote The “Average Return” Myth. His commentary can be quite an eye-opener for some people. I know this concept he discussed surprised me when I first encountered it many years before I came across his post. I'm reproducing [...]

Average Return Calculation: Folks Foolishly Fool Themselves was originally published on Infolific. All rights reserved.

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