InfolificMoney Management – Infolific http://infolific.com We write. You learn. Tue, 25 Apr 2017 10:14:09 +0000 en-US hourly 1 Retirement Income Funds (RIF): Forced Withdrawals To Trigger Income Tax http://infolific.com/money-management/investing/retirement-income-funds/ Fri, 21 Apr 2017 23:19:20 +0000 Peter Alexandrou http://infolific.com/money-management/investing/retirement-income-funds/ In Canada, a retirement income fund, also known as a RIF, is a specialized retirement account used to force people to withdraw from their RRSP accounts. This in turn will produce income tax for the government to collect. The conversion process must occur by the [...]

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Market Timing Investing Strategy: Very Few Succeed http://infolific.com/money-management/investing/market-timing-investing-strategy/ Thu, 16 Mar 2017 22:31:06 +0000 Marios Alexandrou http://infolific.com/money-management/investing/market-timing-investing-strategy/ Since I pointed out one of my favorite strategies I thought it was only fair that I point out my two least favorite strategies. Market Timing is one of them. No investor has ever been able accurately time the market for long periods of time. [...]

Market Timing Investing Strategy: Very Few Succeed was originally published on Infolific. All rights reserved.

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Value Investing Strategy: If You Can Wait Long Enough You Can Win http://infolific.com/money-management/investing/value-investing-strategy/ Tue, 07 Feb 2017 20:34:24 +0000 Marios Alexandrou http://infolific.com/money-management/investing/value-investing-strategy/ Value investors, often referred to as Contrarian Investors, are always on the lookout for underpriced stocks. This is a research-intensive strategy, in order to excel you will need to get very good at interpreting a company's financial statements, financial metrics and statistical measures. Value Investors [...]

Value Investing Strategy: If You Can Wait Long Enough You Can Win was originally published on Infolific. All rights reserved.

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Currency ETF: Can You Win At This Zero-Sum Game? http://infolific.com/money-management/exchange-traded-funds/currency-etf/ Sun, 29 Jan 2017 20:19:20 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/currency-etf/ Currency exchange traded funds (ETFs) hold currency rather than companies like traditional ETFs. The idea being that you could buy shares of the ETF and in effect hold different currencies. What I haven't figured out is whether a currency ETF would be a valuable diversification [...]

Currency ETF: Can You Win At This Zero-Sum Game? was originally published on Infolific. All rights reserved.

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Investment Advisors Don't Care About You http://infolific.com/money-management/investing/investment-advisors-dont-care-about-you/ Thu, 19 Jan 2017 20:00:19 +0000 Marios Alexandrou http://infolific.com/money-management/investing/investment-advisors-dont-care-about-you/ I have always questioned the motivations of investment advisors. I've also often questioned the value that real estate brokers bring and whether that value justifies their commission. I guess I'm suspicious by nature, but being so seems to have served me well so far. And [...]

Investment Advisors Don't Care About You was originally published on Infolific. All rights reserved.

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Mutual Fund Investing Strategy: Taking Advantage Of the Skills Of Others http://infolific.com/money-management/investing/mutual-fund-investing-strategy/ Thu, 05 Jan 2017 19:35:20 +0000 Marios Alexandrou http://infolific.com/money-management/investing/mutual-fund-investing-strategy/ Many people will tell you that Mutual Fund Investing isn't actually a strategy, but I disagree. When you invest in mutual funds, you and many other investors are pooling money together and trusting a professional fund manager to achieve your investment goals. That makes this [...]

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All About Mutual Funds: 5,500 Words Should About Do It http://infolific.com/money-management/investing/all-about-mutual-funds/ Sun, 25 Dec 2016 19:19:47 +0000 Marios Alexandrou http://infolific.com/money-management/investing/all-about-mutual-funds/ A Mutual Fund is, in essence, a pool of money from several investors that is managed by a professional money manager or “Fund Manager” for a fee. Granted, that's a simplistic description for a complex type of security but from an investor's perspective, it's a [...]

All About Mutual Funds: 5,500 Words Should About Do It was originally published on Infolific. All rights reserved.

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Investment Strategies: Pick One and Stick With It http://infolific.com/money-management/investing/strategies/ Thu, 22 Dec 2016 19:17:04 +0000 Darren Berardi http://infolific.com/money-management/investing/strategies/ Many beginners have trouble deciding which stock market investing strategy to choose. Often they are even confused about what strategy they are currently implementing. This happens because most people learn about investing from their friends, coworkers, family, and whatever investing related magazines, newspapers, and web [...]

Investment Strategies: Pick One and Stick With It was originally published on Infolific. All rights reserved.

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ShareBuilder Review http://infolific.com/money-management/investing/sharebuilder-review/ Sat, 17 Dec 2016 19:04:20 +0000 Marios Alexandrou http://infolific.com/money-management/investing/sharebuilder-review/ Section 1: Web Site Functionality Rank Navigation ShareBuilder doesn't have as many bells and whistles as many of their major competitors so you will learn your way around very quickly. It's a pretty stripped down site with few sections to browse, so once you're inside, [...]

ShareBuilder Review was originally published on Infolific. All rights reserved.

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High-Yield Bond ETF: Take On Risk for Better Returns http://infolific.com/money-management/exchange-traded-funds/high-yield-bond-etf/ Wed, 07 Dec 2016 18:48:09 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/high-yield-bond-etf/ I've written in the past about bond ETFs and how they represent a portion, albeit small, of my portfolio. Up to this point I've only dipped my toes in to exchange traded funds that track the Lehman Aggregate Bond Index (AGG) and the iBoxx Corporate [...]

High-Yield Bond ETF: Take On Risk for Better Returns was originally published on Infolific. All rights reserved.

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Investing in Debt vs. Investing in Stocks http://infolific.com/money-management/investing/investing-in-debt-vs-stocks/ Tue, 15 Nov 2016 18:15:59 +0000 Special Contributor http://infolific.com/money-management/investing/investing-in-debt-vs-stocks/ Since 2001 the Discovery channel has been airing a documentary television series called “How It's Made” that involves showing viewers how common items that many of us find in our own homes are manufactured. This long running show has attracted an amazing following because many [...]

Investing in Debt vs. Investing in Stocks was originally published on Infolific. All rights reserved.

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The Super 401(k): Worth A Look For Passive Investors http://infolific.com/money-management/investing/the-super-401k/ Tue, 08 Nov 2016 18:06:33 +0000 Marios Alexandrou http://infolific.com/money-management/investing/the-super-401k/ Tired of the same old 401(k)? How about a Super 401(k)? Some companies have started offering a new defined contribution retirement plan to employees. Here's how it works. In return to ceding control over how your contributions get invested, you gain a turbocharged contribution from [...]

The Super 401(k): Worth A Look For Passive Investors was originally published on Infolific. All rights reserved.

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Energy ETF: Does Continued Growth Around The World Make These a Sure Bet? http://infolific.com/money-management/exchange-traded-funds/energy-etf/ Fri, 04 Nov 2016 19:00:15 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/energy-etf/ It doesn't take an experienced investor to recognize the potential in almost any energy ETF. Why not? Just consider that there are environmental movements as well as financial indicators that all seem to point towards an energy ETF as an almost “sure thing” which now [...]

Energy ETF: Does Continued Growth Around The World Make These a Sure Bet? was originally published on Infolific. All rights reserved.

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Best Places to Retire in the World http://infolific.com/money-management/retirement/places-to-retire/ Fri, 16 Sep 2016 17:43:22 +0000 Marios Alexandrou http://infolific.com/money-management/retirement/places-to-retire/ I can only imagine how many people have ask themselves the question of where best to retire. I'm no different. In fact, I've been asking myself that question many times over the years. It has been my dream to not necessarily not work, but to [...]

Best Places to Retire in the World was originally published on Infolific. All rights reserved.

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Bond ETF: Safety With Liquidity and Flexibility? http://infolific.com/money-management/exchange-traded-funds/bond-etf/ Mon, 12 Sep 2016 17:35:36 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/bond-etf/ Bond exchange trade funds (ETFs) are very well represented in the world of investing. Selections from Barclay's Global Investors alone come in six variations. They include short-term treasury bonds (SHY), medium-term treasury bonds (IEF), long-term treasury bonds (TLT), inflation protected treasuries (TIP), corporate bonds (LQD), [...]

Bond ETF: Safety With Liquidity and Flexibility? was originally published on Infolific. All rights reserved.

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Retiring in El Valle de Anton, Panamana http://infolific.com/money-management/retirement/retiring-in-el-valle-de-anton/ Mon, 29 Aug 2016 17:11:55 +0000 Marios Alexandrou http://infolific.com/money-management/retirement/retiring-in-el-valle-de-anton/ El Valle de Anton in the middle of Panama Panama was the first place I was seriously considering for retirement. My reasons were many, but there were some obvious high points such as Central America not being all that far from the US and Canada [...]

Retiring in El Valle de Anton, Panamana was originally published on Infolific. All rights reserved.

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TradeKing Review http://infolific.com/money-management/investing/tradeking-review/ Fri, 26 Aug 2016 17:07:55 +0000 Marios Alexandrou http://infolific.com/money-management/investing/tradeking-review/ Section 1: Web Site Functionality Navigation NOTE: TradeKing would have made the top ten if we had reviewed them in time for our 2008 Online Brokerage Rankings. We're not going to tell you where they would have landed because that would spoil the fun of [...]

TradeKing Review was originally published on Infolific. All rights reserved.

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ETF Exit Strategy Considerations: When Do You Get Out? http://infolific.com/money-management/exchange-traded-funds/etf-exit-strategy-considerations/ Thu, 18 Aug 2016 16:57:14 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/etf-exit-strategy-considerations/ I have to admit that the massive decline in values for most, if not all, exchange traded funds back in 2008 and 2009 got me thinking about exit strategies. At the moment I'm relatively young, gainfully employed, and I have a comfortable cash buffer. However, [...]

ETF Exit Strategy Considerations: When Do You Get Out? was originally published on Infolific. All rights reserved.

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Getting Around the Wash Sale Rule with ETFs http://infolific.com/money-management/exchange-traded-funds/wash-sale-rule-with-etfs/ Mon, 01 Aug 2016 16:33:57 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/wash-sale-rule-with-etfs/ Generally you want to avoid any investment tips that start off with “getting around… ” But this time, I think you should pay attention. ETFs can be used to perform a tax swap. What this means is that you can sell an ETF that has [...]

Getting Around the Wash Sale Rule with ETFs was originally published on Infolific. All rights reserved.

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ScottTrade Review http://infolific.com/money-management/investing/scotttrade-review/ Thu, 28 Jul 2016 16:28:06 +0000 Marios Alexandrou http://infolific.com/money-management/investing/scotttrade-review/ Section 1: Web Site Functionality Rank Navigation Scottrade's site is very easy to navigate. This is an ideal place for beginning online investors to start, there is very little clutter. Scottrade would be considered basic or stripped down by more sophisticated investors but the design [...]

ScottTrade Review was originally published on Infolific. All rights reserved.

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Two Brain ETF Portfolio: Rational Investing With Some Fun Mixed In http://infolific.com/money-management/exchange-traded-funds/two-brain-etf-portfolio/ Sun, 17 Jul 2016 16:12:01 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/two-brain-etf-portfolio/ Dr. Martin Seligman, a psychologist, and his colleagues focus on studying and ultimately helping build healthy minds. Sounds like a fun job, doesn't it? Their research has shown that happy people live longer, are healthier, have more satisfying family lives, enjoy their work more, and [...]

Two Brain ETF Portfolio: Rational Investing With Some Fun Mixed In was originally published on Infolific. All rights reserved.

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Retail Investors are Idiots And the Pros Bank On It http://infolific.com/money-management/investing/retail-investors-are-idiots/ Wed, 06 Jul 2016 19:50:26 +0000 Marios Alexandrou http://infolific.com/money-management/investing/retail-investors-are-idiots/ It'd be an exaggeration to say that I'm a fan of Jim Cramer. I do enjoy watching his show while at the gym as it makes the 30 minutes on the stationary bicycle go by quicker. I've always considered the show to be entertainment though. [...]

Retail Investors are Idiots And the Pros Bank On It was originally published on Infolific. All rights reserved.

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Technical ETF: If You Believe In the Approach But Want Pros to Execute http://infolific.com/money-management/exchange-traded-funds/technical-etf/ Fri, 01 Jul 2016 18:46:36 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/technical-etf/ PowerShares has just released another exchange traded fund (ETF) and added yet another twist on what many people say has become a crowded market. The PowerShares DWA Technical Leaders Portfolio (PDP) tracks and index of 100 stocks that are assembled by the team at Dorsey [...]

Technical ETF: If You Believe In the Approach But Want Pros to Execute was originally published on Infolific. All rights reserved.

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The Great Shrinking Emergency Fund http://infolific.com/money-management/investing/shrinking-emergency-fund/ Sun, 26 Jun 2016 18:11:03 +0000 Marios Alexandrou http://infolific.com/money-management/investing/shrinking-emergency-fund/ There's near unanimity in the belief that you should have a cash emergency fund. The problem with that supposedly inviolate rule is that in low interest times like we're now in, your emergency fund gets smaller and smaller every day. I advocate alternatives to the [...]

The Great Shrinking Emergency Fund was originally published on Infolific. All rights reserved.

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Couch Potato ETF Portfolio: Probably Better Than Constant Tinkering http://infolific.com/money-management/exchange-traded-funds/couch-potato-etf-portfolio/ Fri, 17 Jun 2016 16:46:19 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/couch-potato-etf-portfolio/ Scott Burns is one of America's top financial columnists and nationally syndicated with the Dallas Morning News. Last year he co-authored the best-selling Coming Generational Storm, the definitive work on the impact of the multi-trillion dollar Social Security and Medicare deficits. And Burns also happens [...]

Couch Potato ETF Portfolio: Probably Better Than Constant Tinkering was originally published on Infolific. All rights reserved.

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