InfolificMoney Management – Infolific http://infolific.com We write. You learn. Fri, 09 Dec 2016 07:06:48 +0000 en-US hourly 1 High-Yield Bond ETF: Take On Risk for Better Returns http://infolific.com/money-management/exchange-traded-funds/high-yield-bond-etf/ Wed, 07 Dec 2016 18:48:09 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/high-yield-bond-etf/ I've written in the past about bond ETFs and how they represent a portion, albeit small, of my portfolio. Up to this point I've only dipped my toes in to exchange traded funds that track the Lehman Aggregate Bond Index (AGG) and the iBoxx Corporate [...]

High-Yield Bond ETF: Take On Risk for Better Returns was originally published on Infolific. All rights reserved.

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3 Major Pitfalls to Avoid when Taking Personal Loans http://infolific.com/money-management/pitfalls-of-personal-loans/ Tue, 29 Nov 2016 16:12:48 +0000 Marios Alexandrou http://infolific.com/money-management/pitfalls-of-personal-loans/ Personal loans are a great financial tool that could provide Malaysians with quick relief in times of financial need. You can apply personal loans towards a wide variety of financial needs without having to worry about misappropriation of funds. The best part is that personal [...]

3 Major Pitfalls to Avoid when Taking Personal Loans was originally published on Infolific. All rights reserved.

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Investing in Debt vs. Investing in Stocks http://infolific.com/money-management/investing/investing-in-debt-vs-stocks/ Tue, 15 Nov 2016 18:15:59 +0000 Special Contributor http://infolific.com/money-management/investing/investing-in-debt-vs-stocks/ Since 2001 the Discovery channel has been airing a documentary television series called “How It's Made” that involves showing viewers how common items that many of us find in our own homes are manufactured. This long running show has attracted an amazing following because many [...]

Investing in Debt vs. Investing in Stocks was originally published on Infolific. All rights reserved.

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The Super 401(k): Worth A Look For Passive Investors http://infolific.com/money-management/investing/the-super-401k/ Tue, 08 Nov 2016 18:06:33 +0000 Marios Alexandrou http://infolific.com/money-management/investing/the-super-401k/ Tired of the same old 401(k)? How about a Super 401(k)? Some companies have started offering a new defined contribution retirement plan to employees. Here's how it works. In return to ceding control over how your contributions get invested, you gain a turbocharged contribution from [...]

The Super 401(k): Worth A Look For Passive Investors was originally published on Infolific. All rights reserved.

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Energy ETF: Does Continued Growth Around The World Make These a Sure Bet? http://infolific.com/money-management/exchange-traded-funds/energy-etf/ Fri, 04 Nov 2016 19:00:15 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/energy-etf/ It doesn't take an experienced investor to recognize the potential in almost any energy ETF. Why not? Just consider that there are environmental movements as well as financial indicators that all seem to point towards an energy ETF as an almost “sure thing” which now [...]

Energy ETF: Does Continued Growth Around The World Make These a Sure Bet? was originally published on Infolific. All rights reserved.

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Clinton vs. Trump: Predicting the Impact of the U.S. Presidential Election on the Financial Markets http://infolific.com/money-management/investing/predicting-impact-us-election-financial-markets/ Tue, 01 Nov 2016 08:00:49 +0000 Marios Alexandrou http://infolific.com/money-management/investing/predicting-impact-us-election-financial-markets/ One issue that has been making headlines across the globe is the U.S. presidential election. America has been in a frenzy, thanks to controversial candidates, off-the-wall policies, and newsworthy and slightly eccentric statements that have sometimes seemed luridly out of place in our modern world. [...]

Clinton vs. Trump: Predicting the Impact of the U.S. Presidential Election on the Financial Markets was originally published on Infolific. All rights reserved.

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Theories Behind the Pound Flash Crash http://infolific.com/money-management/investing/theories-behind-pound-flash-crash/ Tue, 01 Nov 2016 07:59:36 +0000 Marios Alexandrou http://infolific.com/money-management/investing/theories-behind-pound-flash-crash/ Sterling pound tripped lower in the forex market against its major counterparts in what investors’ term as “flash crash” in 31 years: hundreds of pips in less than three minutes. On the same note, the US Dollar also slipped in response to the unexpectedly lower [...]

Theories Behind the Pound Flash Crash was originally published on Infolific. All rights reserved.

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Best Places to Retire in the World http://infolific.com/money-management/retirement/places-to-retire/ Fri, 16 Sep 2016 17:43:22 +0000 Marios Alexandrou http://infolific.com/money-management/retirement/places-to-retire/ I can only imagine how many people have ask themselves the question of where best to retire. I'm no different. In fact, I've been asking myself that question many times over the years. It has been my dream to not necessarily not work, but to [...]

Best Places to Retire in the World was originally published on Infolific. All rights reserved.

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Bond ETF: Safety With Liquidity and Flexibility? http://infolific.com/money-management/exchange-traded-funds/bond-etf/ Mon, 12 Sep 2016 17:35:36 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/bond-etf/ Bond exchange trade funds (ETFs) are very well represented in the world of investing. Selections from Barclay's Global Investors alone come in six variations. They include short-term treasury bonds (SHY), medium-term treasury bonds (IEF), long-term treasury bonds (TLT), inflation protected treasuries (TIP), corporate bonds (LQD), [...]

Bond ETF: Safety With Liquidity and Flexibility? was originally published on Infolific. All rights reserved.

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Retiring in El Valle de Anton, Panamana http://infolific.com/money-management/retirement/retiring-in-el-valle-de-anton/ Mon, 29 Aug 2016 17:11:55 +0000 Marios Alexandrou http://infolific.com/money-management/retirement/retiring-in-el-valle-de-anton/ El Valle de Anton in the middle of Panama Panama was the first place I was seriously considering for retirement. My reasons were many, but there were some obvious high points such as Central America not being all that far from the US and Canada [...]

Retiring in El Valle de Anton, Panamana was originally published on Infolific. All rights reserved.

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TradeKing Review http://infolific.com/money-management/investing/tradeking-review/ Fri, 26 Aug 2016 17:07:55 +0000 Marios Alexandrou http://infolific.com/money-management/investing/tradeking-review/ Section 1: Web Site Functionality Navigation NOTE: TradeKing would have made the top ten if we had reviewed them in time for our 2008 Online Brokerage Rankings. We're not going to tell you where they would have landed because that would spoil the fun of [...]

TradeKing Review was originally published on Infolific. All rights reserved.

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ETF Exit Strategy Considerations: When Do You Get Out? http://infolific.com/money-management/exchange-traded-funds/etf-exit-strategy-considerations/ Thu, 18 Aug 2016 16:57:14 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/etf-exit-strategy-considerations/ I have to admit that the massive decline in values for most, if not all, exchange traded funds back in 2008 and 2009 got me thinking about exit strategies. At the moment I'm relatively young, gainfully employed, and I have a comfortable cash buffer. However, [...]

ETF Exit Strategy Considerations: When Do You Get Out? was originally published on Infolific. All rights reserved.

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7 Tips of Successful Forex Trading http://infolific.com/money-management/investing/tips-successful-forex-trading/ Wed, 10 Aug 2016 06:39:59 +0000 Darren Berardi http://infolific.com/money-management/investing/tips-successful-forex-trading/ Through the birth of online forex brokers, currency trading has become accessible to anyone with a laptop or a smartphone. This has enabled people around the world to make money on the trillion-dollar global currency market, which has previously only been open to large institutional [...]

7 Tips of Successful Forex Trading was originally published on Infolific. All rights reserved.

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Getting Around the Wash Sale Rule with ETFs http://infolific.com/money-management/exchange-traded-funds/wash-sale-rule-with-etfs/ Mon, 01 Aug 2016 16:33:57 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/wash-sale-rule-with-etfs/ Generally you want to avoid any investment tips that start off with “getting around… ” But this time, I think you should pay attention. ETFs can be used to perform a tax swap. What this means is that you can sell an ETF that has [...]

Getting Around the Wash Sale Rule with ETFs was originally published on Infolific. All rights reserved.

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ScottTrade Review http://infolific.com/money-management/investing/scotttrade-review/ Thu, 28 Jul 2016 16:28:06 +0000 Marios Alexandrou http://infolific.com/money-management/investing/scotttrade-review/ Section 1: Web Site Functionality Rank Navigation Scottrade's site is very easy to navigate. This is an ideal place for beginning online investors to start, there is very little clutter. Scottrade would be considered basic or stripped down by more sophisticated investors but the design [...]

ScottTrade Review was originally published on Infolific. All rights reserved.

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Two Brain ETF Portfolio: Rational Investing With Some Fun Mixed In http://infolific.com/money-management/exchange-traded-funds/two-brain-etf-portfolio/ Sun, 17 Jul 2016 16:12:01 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/two-brain-etf-portfolio/ Dr. Martin Seligman, a psychologist, and his colleagues focus on studying and ultimately helping build healthy minds. Sounds like a fun job, doesn't it? Their research has shown that happy people live longer, are healthier, have more satisfying family lives, enjoy their work more, and [...]

Two Brain ETF Portfolio: Rational Investing With Some Fun Mixed In was originally published on Infolific. All rights reserved.

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The Risky Experiment with Negative Interest Rates http://infolific.com/money-management/investing/risky-experiment-negative-interest-rates/ Fri, 15 Jul 2016 06:58:09 +0000 Darren Berardi http://infolific.com/money-management/investing/risky-experiment-negative-interest-rates/ In the past, negative nominal interest rates have always been regarded as a theoretical phenomenon. The general assumption used to be that there is a logical zero-bound for interest rates. Most people wouldn't consider it natural to be paid to borrow money. Recently, the ECB [...]

The Risky Experiment with Negative Interest Rates was originally published on Infolific. All rights reserved.

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Retail Investors are Idiots And the Pros Bank On It http://infolific.com/money-management/investing/retail-investors-are-idiots/ Wed, 06 Jul 2016 19:50:26 +0000 Marios Alexandrou http://infolific.com/money-management/investing/retail-investors-are-idiots/ It'd be an exaggeration to say that I'm a fan of Jim Cramer. I do enjoy watching his show while at the gym as it makes the 30 minutes on the stationary bicycle go by quicker. I've always considered the show to be entertainment though. [...]

Retail Investors are Idiots And the Pros Bank On It was originally published on Infolific. All rights reserved.

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Technical ETF: If You Believe In the Approach But Want Pros to Execute http://infolific.com/money-management/exchange-traded-funds/technical-etf/ Fri, 01 Jul 2016 18:46:36 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/technical-etf/ PowerShares has just released another exchange traded fund (ETF) and added yet another twist on what many people say has become a crowded market. The PowerShares DWA Technical Leaders Portfolio (PDP) tracks and index of 100 stocks that are assembled by the team at Dorsey [...]

Technical ETF: If You Believe In the Approach But Want Pros to Execute was originally published on Infolific. All rights reserved.

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The Great Shrinking Emergency Fund http://infolific.com/money-management/investing/shrinking-emergency-fund/ Sun, 26 Jun 2016 18:11:03 +0000 Marios Alexandrou http://infolific.com/money-management/investing/shrinking-emergency-fund/ There's near unanimity in the belief that you should have a cash emergency fund. The problem with that supposedly inviolate rule is that in low interest times like we're now in, your emergency fund gets smaller and smaller every day. I advocate alternatives to the [...]

The Great Shrinking Emergency Fund was originally published on Infolific. All rights reserved.

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What are the Best Day Trading Forms – Pros and Cons http://infolific.com/money-management/investing/best-day-trading-forms-pros-cons/ Sat, 25 Jun 2016 12:35:03 +0000 Darren Berardi http://infolific.com/money-management/investing/best-day-trading-forms-pros-cons/ Many people are turning to day trading for an exposure to the financial markets and the internet is awash with lots of success stories of ordinary people that made their fortune from day trading. In the simplest of terms, day trading is the business of [...]

What are the Best Day Trading Forms – Pros and Cons was originally published on Infolific. All rights reserved.

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Couch Potato ETF Portfolio: Probably Better Than Constant Tinkering http://infolific.com/money-management/exchange-traded-funds/couch-potato-etf-portfolio/ Fri, 17 Jun 2016 16:46:19 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/couch-potato-etf-portfolio/ Scott Burns is one of America's top financial columnists and nationally syndicated with the Dallas Morning News. Last year he co-authored the best-selling Coming Generational Storm, the definitive work on the impact of the multi-trillion dollar Social Security and Medicare deficits. And Burns also happens [...]

Couch Potato ETF Portfolio: Probably Better Than Constant Tinkering was originally published on Infolific. All rights reserved.

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Equal Weight ETFs: Favoring Smaller Cap Holdings Could Be Key http://infolific.com/money-management/exchange-traded-funds/equal-weight-etfs/ Thu, 16 Jun 2016 16:43:10 +0000 Darren Berardi http://infolific.com/money-management/exchange-traded-funds/equal-weight-etfs/ Every now and again the debate of equal-weight vs. market capitalization-weight ETFs (exchange traded funds) takes center stage. Depending on who you talk to, one is often cited as being better than the other. I disagree. Both styles provide different investments. So maybe one is [...]

Equal Weight ETFs: Favoring Smaller Cap Holdings Could Be Key was originally published on Infolific. All rights reserved.

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New Lessons of the Stock Market (Humor) http://infolific.com/money-management/investing/new-lessons-of-the-stock-market/ Wed, 25 May 2016 13:00:01 +0000 Marios Alexandrou http://infolific.com/money-management/investing/new-lessons-of-the-stock-market/ The following definitions are more useful than any stock market news you'll read anywhere else 🙂 CEO — Chief Embezzlement Officer. CFO — Corporate Fraud Officer. BULL MARKET — A random market movement causing an investor to mistake himself for a financial genius. BEAR MARKET [...]

New Lessons of the Stock Market (Humor) was originally published on Infolific. All rights reserved.

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Short Selling a House: Last Resort for An Underwater Mortgage Holder http://infolific.com/money-management/investing/short-selling-a-house/ Mon, 09 May 2016 12:24:55 +0000 Marios Alexandrou http://infolific.com/money-management/investing/short-selling-a-house/ With the deterioration of the housing market, there's been an increased interest in ‘short selling' homes. I didn't know much about short selling, so I did a little research. I should say up front that I don't have any personal experience in this topic (thank [...]

Short Selling a House: Last Resort for An Underwater Mortgage Holder was originally published on Infolific. All rights reserved.

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